Prospect Homes under $300,000

Prospect Homes under $300,000

Welcome to Prospect, Kentucky – a hidden gem nestled just a stone's throw from the bustling city of Louisville. This charming suburban community offers a perfect blend of serene living and vibrant local culture, making it an ideal place for families, young professionals, and retirees alike. With its picturesque parks, top-rated schools, and friendly neighborhoods, Prospect is a place where residents can truly feel at home.

One of the most appealing aspects of Prospect is the variety of housing options available, particularly for those looking for homes under $300,000. Here, you can find a range of charming properties that cater to diverse tastes and budgets. From cozy single-family homes with inviting front porches to modern townhouses with open-concept layouts, there’s something for everyone. Many of these homes are nestled within well-maintained communities that prioritize safety and community spirit.

Living in Prospect means enjoying the beauty of nature, with numerous parks and recreational areas perfect for weekend outings. Residents can take leisurely strolls along the scenic trails or enjoy picnics in the lush green spaces. The city is also conveniently located near shopping centers, restaurants, and entertainment options, ensuring that you’re never far from the action.

Whether you're a first-time homebuyer or looking to downsize, Prospect offers a welcoming atmosphere and an array of affordable housing options. Discover the charm of this delightful city and find your perfect home in Prospect today!

Newest Prospect Homes under $300,000

7813 Montero Dr, Prospect
$195,000
3 Beds ⋅ 3 Baths ⋅ 1730701 MLS
Rare Find in Prospect! 3-bedroom, 2.5 bath, townhouse offers fresh neutral paint, new carpet, sleek light fixtures - simply move in! The inviting floor plan features spacious living area, a galley kitchen where everything is within reach, a private courtyard, 2 off-street/assigned parking spots and comfortable bedrooms with ample closet space. All kitchen appliances remain and washer & dryer stays. Enjoy low-maintenance living in a highly desirable Prospect location, Hunting Creek. Enjoy the beauty of the community, close to shopping and dining. You'll love being so close to Hunting Creek Park, enjoy the playground, walking trails, picnic tables, put in your canoe or kayak in at Putney Pond and you're sure to see deer! These townhouse units rarely come on the market, so don't miss your cha

7813 Montero Dr, Prospect
14017 Harbour Pl, Prospect
$260,000
3 Beds ⋅ 3 Baths ⋅ 1729342 MLS
Welcome to 14017 Harbour Place. Riverfront living at its best. This 3-bedroom, 2.5-bath townhome is located in desirable Cardinal Harbour. Whether you are relaxing on the deck with beautiful views of the Ohio River or hosting parties, this home has it. Inside, the home offers comfortable living space with a cozy fireplace and plenty of natural light. The unfinished basement includes a laundry room and provides potential additional living space or storage. Cardinal Harbour residents enjoy access to the award winning Oldham County School District, and many amenities including a clubhouse, swimming pool, tennis and basketball courts, boat ramp, storage lot, and horse barn. The community also features 80 acres of natural areas and over a mile of grounds along the Ohio River.

14017 Harbour Pl, Prospect
13202 Prospect Glen Way, Prospect
$193,900
2 Beds ⋅ 2 Baths ⋅ 1727938 MLS
Welcome to 13202 Prospect Glen Way, Prospect, KY 40059. This 1st Floor Condo is located in Oldham County in Prospect Glen Way Condos. It's 2 Bedroom, 2 Full Bath. New granite Countertops, new appliances, and not a single stair to climb. Park in your assigned carport space just steps from the front door, where fresh granite countertops and new stainless steel appliances mean nothing here needs a punch list. The open kitchen anchors the unit with a breakfast bar and dedicated dining area, room enough for quick mornings and full sit-down dinners alike. New granite continues into both bathrooms, tying the finishes together throughout. The primary suite offers a private bath and a generous walk-in closet, and the second bedroom flexes easily as a guest room or home office. A washer and dryer are included in the in-unit laundry closet, so laundry day never means away from home. Step outside to a private patio for morning coffee or evening wind-down. Monthly HOA dues of $259 cover groundskeeping, master insurance, snow removal, trash, and water, keeping exterior upkeep off your list. Prospect Glen sits off Ridgemoor Drive near US 42 in Oldham County, just up the street from Goshen Elementary and zoned for North Oldham Middle and High School. Kroger Prospect Village and Harrods Landing Yacht Club and Marina are both a short drive up US 42, and downtown Louisville is about 16 miles south. See the finishes in person. Schedule your showing today at 13202 Prospect Glen Way, Prospect, KY 40059.

13202 Prospect Glen Way, Prospect
6707 Rest Way, Prospect
$285,000
3 Beds ⋅ 2 Baths ⋅ 1726499 MLS
Must see! This house needs some TLC. The brick ranch consists of: 3 bedrooms, 2 full bathrooms, partially finished basement and a one car attached garage. The main floor consists of: a great room with a large picture window which allows lots of sunshine to shine in. The entrance to the deck is located in the great room. The three bedrooms and great room have hardwood floors.

6707 Rest Way, Prospect
5002 Marina Cove, Prospect
$245,000
2 Beds ⋅ 3 Baths ⋅ 1726280 MLS
Set against the picturesque backdrop of a marina and two peaceful lakes, this townhome-style condominium in The Harbor at Harrods Creek offers a lifestyle that feels tucked away while remaining remarkably convenient to everything Prospect has to offer. Residents enjoy the beauty of the private lakes—whether casting a line, taking in the views, or simply pausing to enjoy the serene setting—as well as a neighborhood filled with attractive surroundings and a community pool perfect for leisurely summer days. Shopping, groceries, dining and everyday conveniences are all close at hand, with easy access to the expressway when your day takes you beyond Prospect. Perhaps one of the best endorsements of this home and community is the fact that its owner has loved living here for 27 years. It's easy to understand why. With exterior maintenance and grounds care handled for you, this is an ideal opportunity for a busy professional, someone ready to simplify the responsibilities of homeownership, or anyone drawn to the ease of a true lock-and-leave lifestyle with the freedom to travel for extended periods. Inside, hardwood flooring extends throughout the main level, beginning with a cheerful kitchen featuring abundant cabinetry, granite countertops and a tile backsplash. A charming bay window creates a sun-filled spot for casual dining, while the kitchen flows naturally into the main living area, where there is flexibility for additional dining space. A corner fireplace anchors the room, but the real focal point may be just beyond the sliding glass doors: a private deck overlooking one of the lakes, creating a wonderful setting for morning coffee, evening cocktails or simply enjoying the view. A conveniently located guest powder room completes this level. Upstairs, the thoughtful floor plan offers two primary suites, each with its own private en suite bath and generous closet space. The rear suite is especially inviting, featuring an updated bath and sliding glass doors opening to a second private deck, where those same peaceful lake views provide a beautiful backdrop to begin and end the day. The lower level adds another layer of practicality and possibility, with a spacious laundry area, abundant storage and flexible space offering potential for additional living or recreational use. A two-car garage is another welcome feature, providing the convenience and storage that can be hard to find in condominium living. After 27 years with the same owner, this special home presents a rare opportunity to enjoy the ease, scenery and convenience that have made The Harbor at Harrods Creek such a coveted Prospect community. With so much taken care of for you, there's simply more time to enjoy where you live—and everything you love beyond it!

5002 Marina Cove, Prospect
7908 Grenoble Ln Unit A, Prospect
$194,900
2 Beds ⋅ 2 Baths ⋅ 1726261 MLS
Winding roads and tree -lined streets set the tone, calming the soul as you turn into the neighborhood! Just what you've been waiting for a serene spot surrounded by green space and nature! Open the door to 7908 A and you will realize that you've just slipped into a very glamorous and chic condo. This is stylish living on a budget. Nestled in one of the area's most desirable neighborhoods, you'll enjoy adorable yet affordable living surrounded by a golf course, picnic areas, hiking trails and even a kayak launch for outdoor enjoyment. This beautifully transformed 2 bedroom, 2 bath condo has been completely updated with quality materials and thoughtful finishes throughout. Every detail reflects care and craftsmanship, creating a home that feels elevated yet inviting. Enjoy lovey Views from the balcony, abundant parking and a lifestyle that feels tucked away-while still being close to everything. Updated appliances, all new flooring, fresh paint and new lighting along with private laundry hookups in the unit make this the perfect spot to call home! Discover glamorous living without the luxury price tag. Pool is part of Hunting Creek Neighborhood and would be an additional fee. It's not included in maintenance fee. Social memberships are available!

7908 Grenoble Ln Unit A, Prospect
5002 Harrods Landing Dr, Prospect
$289,000
2 Beds ⋅ 4 Baths ⋅ 1726118 MLS
Motivated sellers! Sellers are SO sad to leave this wonderful condo but it's ready for its new owners to make it home! Welcome to 5002 Harrods Landing Drive, where convenience meets low-maintenance living! This 2 bedroom, 3.5 bath townhome is conveniently located just off US-42, right across from the soon to be Downtown Prospect development! The community maintains well-kept grounds that create strong curb appeal from the moment you arrive, including a community pool open through September. Enter through either the front door or the attached garage to find a welcoming entry with a convenient half bath and storage closet. The kitchen offers a thoughtful layout with stainless steel appliances, ample cabinet and counter space, and room for a small dining table, perfect for casual meals. A serving window opens to the living area, creating an easy flow for everyday living and entertaining. The living space has a cozy gas fireplace and offers plenty of room for a large seating area and full size dining table. Creek Marina, an ideal spot to enjoy morning coffee or watch the boats go by in the warmer months. Tucked discreetly off the living area, the walkout basement provides flexible space for a second living area, home office, playroom, or guest suite. This level walks out to a private patio with green space beyond and ground-level marina views, and includes a full bath, laundry area, and additional storage. Upstairs, both bedrooms feature en-suite bathrooms and high ceilings throughout. The primary suite is located at the rear of the home and offers a private second-floor deck overlooking the marina. The en-suite bath includes a double vanity, large jetted tub, separate walk-in shower, and walk-in closet. The hallway provides exceptional storage with three large closets, one including additional laundry hookups for added convenience. The second bedroom is generously sized with its own walkout deck facing the front of the home and an en-suite bath with a large vanity and jetted tub/shower combo. This townhome offers privacy and versatile living spaces, all while being conveniently located across from Prospect Kroger, restaurants, and more!

5002 Harrods Landing Dr, Prospect
6515 Marina Dr, Prospect
$294,900
2 Beds ⋅ 2 Baths ⋅ 1725066 MLS
Welcome to The Harbor at Harrods Creek, one of Prospect's most sought after addresses and right in the heart of all the excitement surrounding the new downtown Prospect development. With Cunningham's and Captain Quarters just around the corner and the creek right outside your door, this is a location that truly has it all. This beautifully remodeled ranch style condo offers two bedrooms and two full baths with a basement, and has been thoughtfully updated from top to bottom and is ready for its next owner to simply move in and start living. The kitchen, sunroom, and flooring were all refreshed in 2019, the deck was replaced in 2024, the primary suite and bathroom were completely renovated in 2025, and a brand new HVAC was just installed in July of 2026. Your monthly maintenance fee covers all your exterior maintenance, lawn care, trash, water, sewer, flood insurance, master insurance, clubhouse and pool. There is nothing left to do here but enjoy it. The four season sunroom is one of the true highlights of this home. With its own heat and air conditioning and stunning views of the creek, it is the kind of space you will find yourself in morning, noon, and night. Step outside to a private courtyard off the primary bedroom for a quiet outdoor retreat, or relax on the new deck and take in the peaceful surroundings that make creek side living so special. On the main level, a pantry just off the kitchen offers convenient storage and can easily be converted back to accommodate a stackable washer and dryer if desired, giving the new owner plenty of flexibility down the road. The basement expands your living space considerably with a comfortable family room, an additional room with a closet that works perfectly as a guest room or home office, and two unfinished areas that offer generous storage. The basement is also fully equipped with laundry and the washer and dryer will remain with the property at no cost to the buyer. Community amenities include a pool, clubhouse, lake, and marina, everything you need to embrace the waterfront lifestyle this neighborhood is known for. Perhaps one of the most practical advantages of this home is what is already covered in the monthly maintenance fee — flood insurance, water, trash, sewer, yard maintenance, and snow removal. Lock the door and go without a worry in the world. Opportunities like this in The Harbor at Harrods Creek do not come along often. Come see it before someone else does.

6515 Marina Dr, Prospect
6497 Marina Dr, Prospect
$275,000
3 Beds ⋅ 3 Baths ⋅ 1724739 MLS
Welcome to waterfront living at its finest in The Harbor—one of Prospect's most sought-after communities. This beautifully updated and meticulously maintained 3-bedroom, 3-bath home offers the perfect blend of comfort, style, and serene natural surroundings. With 2,283 square feet of finished living space, including a walkout basement, every inch of this home has been thoughtfully designed for both everyday living and entertaining. Step inside to a warm and inviting foyer featuring hardwood flooring, leading into a spacious great room anchored by a cozy fireplace. Natural light pours in, and just beyond, a screened porch overlooking Harrods Creek creates a private, tranquil retreat—complete with ceramic tile flooring and ceiling fan—ideal for morning coffee evening relaxation. The kitchen offers both function and charm with 42" cabinetry, hardwood flooring, a bay-window breakfast area, and a full complement of appliances—including washer and dryer. A pantry provides additional storage, while the open dining area with track lighting seamlessly connects to the great room, making entertaining effortless. Upstairs, the expansive primary suite is a true sanctuary, featuring a private bath, dual closets, ceiling fan, solar light, and peaceful water views. Two additional generously sized bedrooms and a full bath complete the upper level. The finished walkout basement delivers exceptional versatility, offering a large entertainment space that opens to a second glass-enclosed and screened porch with a hot tub—your own private spa-like escape. Located in The Harbor in Prospect, this community is known for its resort-style amenities, including a marina, clubhouse, fitness center, tennis courts, sauna/steam room, and playground—all surrounded by the natural beauty of Harrods Creek. Maintenance includes exterior care, groundskeeping, master insurance, and water—providing a low-maintenance lifestyle that lets you focus on enjoying it all. Additional highlights include: • Detached garage with assigned parking • Walkout finished basement • Waterfront setting with creek views • Central air and electric heat If you've been searching for a move-in ready home with scenic views, privacy, and an unbeatable Prospect location—this is it.

6497 Marina Dr, Prospect
2005 Harrods Landing Dr Unit 2005, Prospect
$295,000
2 Beds ⋅ 3 Baths ⋅ 1723313 MLS
Welcome to 2005 Harrods Landing Dr. This end unit is poistioned so there is plenty of light and a great view of the creek and marina. The first level includes powder room, and a updated kitchen. The 2 large size bedrooms have their own full bathrooms one with a skylight and walk-in closets. The laundry is located directly outside the master bedroom. The master bedroom has a fireplace and a balcony overlooking the pool area. The faimly room has a fireplace and a balcony. There is another room one can use for an office or whatever one wishes. The lower level has a patio and with all of this all new paint & flooring. The yard waste & trash is picked up thru the city taxes that we pay in this community. It is not part of the monthly maintenance

2005 Harrods Landing Dr Unit 2005, Prospect
1706 Riverside Dr, Prospect
$295,000
2 Beds ⋅ 1 Baths ⋅ 1718394 MLS
Located in the heart of Prospect, this charming riverfront retreat offers peaceful living with beautiful Ohio River views and easy access to Louisville. Featuring 2 bedrooms and 1 bathroom, this cozy home is perfect as a full-time residence, weekend getaway, or investment property. Enjoy the relaxing atmosphere of Riverside Drive with outdoor space ideal for entertaining, morning coffee, or unwinding by the water. The property combines privacy, scenic surroundings, and convenience just minutes from shopping, dining, marinas, and local amenities. A rare opportunity to own a unique waterfront property in one of Prospect's most desirable areas.

1706 Riverside Dr, Prospect
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